Patient Financial Welfare, Health Insurance & Secure Payment Services in Tamil Nadu
High out-of-pocket medical expenses often deter families in Tamil Nadu from seeking timely treatment for chronic spine, joint, and metabolic disorders. To ensure that quality healthcare remains accessible to all economic strata, AYUSH SHUBHAM INSTITUTE OF MEDICAL SCIENCES (A.S.M.S) operates a specialized Patient Financial Assistance & Health Insurance Desk.
1. Ayushman Bharat (PM-JAY) & Cashless Health Insurance Desk
Patients holding government and private mediclaim insurance across Chennai, Coimbatore, Madurai, Tiruchirappalli receive dedicated claim support:
- Ayushman Bharat Golden Card Assistance: Guidance on eligibility and empanelled hospital referral linkage for covered procedures.
- Private Health Insurance (TPA Cashless Claims): Pre-authorization guidance and documentation support for policyholders of Star Health, Care Health, HDFC ERGO, ICICI Lombard, Niva Bupa, and government employee health schemes (CGHS/ECHS).
- Hassle-Free Inpatient Discharge Documentation: Structured clinical discharge summaries ensuring smooth claim reimbursement.
2. Patient Healthcare Financial Welfare & Zero-Cost Medical EMI
For underprivileged patients or families facing sudden medical procedures:
- 0% Interest Medical EMI Tie-Ups: Long-term Panchakarma programs and intensive spine rehabilitation can be divided into affordable monthly installments.
- Section-8 Charitable Healthcare Subsidies: Direct treatment fee subsidies and complimentary herbal distribution for families below the poverty line (BPL).
3. 100% Secure Digital Payment Gateway Desk
Our official platform complies with all RBI digital transaction standards:
- Instant Online Payment Modes: Direct UPI (Google Pay, PhonePe, Paytm, BHIM), Net Banking, RuPay/Debit/Credit Cards for OPD consultation booking and certified medicine dispatch.
- Instant Official Receipt: Transparent digital confirmation generated with unique transaction IDs.
4. Charitable Donations & 80G Tax-Deductible CSR Operations
Philanthropists and corporate CSR partners can contribute toward rural health camps and free herbal medicine distribution:
- Section-8 Registration No:
188623 - Ministry of Corporate Affairs CSR Registration:
CSR00116905 - NITI Aayog NGO Darpan ID:
BR-2026-1163329 - Official Trust Bank Account: Axis Bank | A/C:
926020034298432| IFSC:UTIB0002849
For immediate financial desk assistance or OPD booking in Tamil Nadu, contact our central desk at `+91 8002216958` or book online at `/appointment`.
AYUSH SHUBHAM INSTITUTE OF MEDICAL SCIENCES (A.S.M.S) is an accredited Section-8 medical welfare and clinical hospital trust (Central Registration: 188623; CSR00116905; NITI Aayog NGO Darpan: BR-2026-1163329; Startup India: DIPP278462; MSME: BR-12-0098971). National Headquarters: NH 139, Main Road, Pipra Bangla, Baidhrabad, Arwal, Bihar - 804402. Official Trust Account: Axis Bank (A/C: 926020034298432, IFSC: UTIB0002849).